Fintech Firm nCino’s Stock Falls on Weak Q4 results, Outlook

Key Takeaways

• Shares of financial software maker nCino plummeted more than 30% in premarket trading Wednesday, a day after the company's quarterly results disappointed.
• The fintech firm's fourth-quarter adjusted profit and net loss were worse than expected.
• The company's projections for the current quarter and fiscal 2026 also fell short of estimates.

The shares of cloud-based software maker nCino, (NCNO), fell more than 30% during premarket trading on Wednesday. This was a day following the disappointing quarterly results for the company.

nCino’s fourth quarter revenue for fiscal 2025 was $141.4 million, an increase of 14% over the previous year and in line Visible Alpha’s estimates. However, the company reported a loss per common share of $0.16 – four times higher than analysts expected – and an adjusted earnings per common share (EPS), $0.12 – one third lower than the consensus forecast.

Q1 FY Outlooks also fall short

nCino predicts revenue between $138.75m and $140.75m for the current quarterly period, and adjusted EPS from $0.15 to $0.16. For fiscal 2026 the company anticipates revenue of $574.55 million to $578.55 million and adjusted earnings of $0.66-$0.99. All were below consensus expectations.

In premarket trading the shares of the software manufacturer were down 33% to $18.74. This would be a record low.